Guide Lines

How to Apply



1. Fill in application form
2. Submit proof of ID / passport, latest pay slip, 3 months bank statement & letter of appointment
3. Once loan is approved, the money will be paid directly to you.

We will collect a debit order from your specified bank account on the agreed repayment date..

Short Term Loans

- Borrow from R1000 to R8000 with a 31 to 180 day repayment.
- Interest from 36% APR* to maximum 60% APR*
- Customer protection insurance for peace of mind..

How much interest will I repay?

- The loan and all fees, costs and charges are reflected upon application.
What you see, is what you get. No hidden costs...

Fee & Interest Breakdown Summary

- Service fee R60.00 per month plus 15% VAT
- Initiation fee 15% on first R1000.00, +10% on any value above R1000.00, to a max of R1000.00, plus 15% VAT
- Credit life – 1.1% of total loan amount
- Interest rate 0.17% per day up to a max 5% per month
- APR* ranges from 36% APR* to maximum 60% APR*

Representative Example

- Borrow R2,500 for 90 days
- Interest & Fees R945.46
- One repayment of R3,445.46
- Representative 60% APR*

Fees & Interest are based on regulations set out in Chapter 5 of the NCA no.34 of 2005.

Loans are granted based on your affordability and credit score.
The Annual Percentage Rate (APR) is the cost you pay each year to borrow money, including fees, expressed as a percentage.

Contact Us

Contacts

Contact Us
  • Phone: 0 (+27) 73 129 4118
  • WhatsApp: 0 (+27) 73 129 4118
  • Email: admin@v-capital.co.za
  • Address: 41 Mphephu Street,
  • Thohoyandou, Limpopo
  • Working hours: 9:00 - 17:00

NCR Accredited

V-Capital is a registered credit provider. NCRCP17565
AFRO CAPITAL HOLDINGS (PTY)LTD ©2023
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  • We are a registered financial credit providers. We provide payday and short term financial solution, in lowest interest rate

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@V-Capital Financial Service