Terms & Conditions

Introduction


Welcome to V-CAPITAL ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our site and services, you agree to be bound by these Terms. If you do not agree to all of these Terms, please do not use our website or services.

1. Use of Our Services



Eligibility

By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Registration

To use certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

- Using our services for any illegal or unauthorized purpose.
- Interfering with or disrupting the operation of our services or servers.
- Attempting to gain unauthorized access to our systems or networks.
- Using our services to transmit any viruses, malware, or other harmful code.
- Violating any applicable laws or regulations.

2. Loans and Financial Services


Loan Eligibility

All loan applications are subject to our eligibility criteria and approval process. We reserve the right to refuse any loan application at our discretion.

Loan Agreement

Upon approval of a loan, you will be required to enter into a Loan Agreement with us, which will outline the specific terms and conditions of the loan, including the loan amount, interest rate, repayment schedule, and any applicable fees.

Repayment

You agree to repay the loan in accordance with the terms set forth in the Loan Agreement. Failure to make timely payments may result in additional fees and penalties, as well as potential legal action to recover the outstanding balance.

3. Intellectual Property


All content and materials on our website, including but not limited to text, graphics, logos, and images, are the property of V-CAPITAL or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content or materials from our website without our prior written permission

4. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation or availability of our services, or the information, content, materials, or products included on our site. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

5. Limitation of Liability


To the fullest extent permitted by law, V-CAPITAL shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services or these Terms. This includes, but is not limited to, damages for loss of profits, goodwill, data, or other intangible losses.

6. Indemnification


You agree to indemnify and hold harmless V-CAPITAL, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our services or your violation of these Terms.

7. Governing Law and Dispute Resolution

These Terms and your use of our services shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of laws principles. Any disputes arising out of or in connection with these Terms or our services shall be resolved through binding arbitration in accordance with the rules of constitution, and the arbitration shall take place in South Africa.

8. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.

Contact Us

Contacts

Contact Us
  • Phone: 0 (+27) 73 129 4118
  • WhatsApp: 0 (+27) 73 129 4118
  • Email: admin@v-capital.co.za
  • Address: 41 Mphephu Street,
  • Thohoyandou, Limpopo
  • Working hours: 9:00 - 17:00

NCR Accredited

V-Capital is a registered credit provider. NCRCP17565
AFRO CAPITAL HOLDINGS (PTY)LTD ©2023
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  • We are a registered financial credit providers. We provide payday and short term financial solution, in lowest interest rate

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